FDIC Insured - Backed by the full faith and credit of the U.S. Government.
Welcome to Personal Checking
We've been serving New Mexicans and their families since 1890. With six branch locations and our community-minded team, we're here to meet your personal banking needs. Contact us today to get started or visit one of our branch locations!
Benefits You Can Look Forward To Include:
Personal Checking Account Comparison
| Budget Checking | Personal Checking | |
|---|---|---|
| Minimum balance to open | $100 | $250 |
| Minimum daily balance to avoid monthly service charges | $100 | $350 |
| Monthly service charge fee if minimum daily balance is not met | $3.50 | $5 |
| Additional fee for each debit item if the minimum daily balance is not met | $.35 per debit item (withdrawal/debit) | $.35 per debit item (withdrawal/debit) |
| Mastercard® Debit Card | Yes | Yes |
| Online Banking with e-Statements | Yes | Yes |
| Variable Interest Rate1 | No | No |
| Dormancy fee (begins after 12 months of inactivity) | $5 per month | |
1Variable interest rate subject to change without notice.
Click the link below to learn more about Miscellaneous Feeds associated with deposit accounts and review our Miscellaneous Fee Schedule.