FDIC Insured - Backed by the full faith and credit of the U.S. Government.Financial Institution: Southwest Capital Bank
We appreciate your decision to open a deposit account with us. This schedule sets forth specific conditions, fees and charges that are specific to your account. Each account holder agrees to the terms set forth on this Miscellaneous Fee Schedule and acknowledges it is part of the Terms and Conditions of Your Account. Subject to applicable law and the Terms and Conditions of Your Account, we may amend the fees and charges contained in the schedule form at any time.
Fee Schedule
| Fee Schedule | Fee |
|---|---|
| Overdraft and Returned Items | $25 |
| Return Item Fee2 | $25 |
| Overdraft Fee1: | $25 |
| Return Item Fee2 | $25 |
| Stop Payments: | $25 (All Items) |
| Account Research or Reconciliation | $25 per hour |
| Statement Copies (per statement) | $1.5 |
| Dormant Account | $5 per month after 12 months of no activity |
| Incoming Domestic | $10 per transfer |
| Outgoing Domestic | $25 per transfer |
| Outgoing International | $50 per transfer |
| Return Wire Fee | $25 per transfer |
| Cashier’s checks | $5 (Customer Only) |
| Check orders | Third-party vendor prices will vary by manufacturer and style |
| Collection Item | $20 |
| ACH Origination | $5 |
| ATM/Debit Card Replacement Rush Fee | $15 |
| Temporary Checks | $0.25 per check (after account opening) |
| Fax | $3.50 (Incoming or Outgoing) |
| Telephone Transfer (associate assistance) | $10 |
| Same Day ACH | $1.00 (per debit item) |
| Non-Customer Check Cashing | $7.5 |
| Close account by mail | $15 |
| Photocopy | $1 (per page) |
Overdraft and Returned Items
Overdraft Fee1: $25.00
Return Item Fee2: $25.00
Account Services
Stop Payments: $25.00 (All Items)
Account Research or Reconciliation: $25.00 per hour
Statement Copies (per statement): $1.50
Dormant Account: $5.00 per month after 12 months of no activity
Wire Services
Incoming Domestic: $10.00 per transfer
Outgoing Domestic: $25.00 per transfer
Outgoing International: $50.00 per transfer
Return Wire Fee $25.00 per transfer
Monetary Instruments
Cashier’s checks: $5.00 (Customer Only)
Check orders: Third-party vendor prices will vary by manufacturer and style
Other Fees
Collection Item: $20.00
ACH Origination: $5.00
ATM/Debit Card Replacement Rush Fee: $15.00
Temporary Checks: $0.25 per check (after account opening)
Fax: $3.50 (Incoming or Outgoing)
Telephone Transfer (associate assistance): $10.00
External Transfer: $3.00
Same Day ACH: $1.00 (per debit item)
Non-Customer Check Cashing: $7.50
Close account by mail: $15.00
Photocopy: $1.00 (per page)
Talk to your relationship banker today if you have any questions about service fees.
*Gross receipts may apply to all fees above.
*Fees are current as of: 07/28/2023
This fee applies for each item paid that creates an overdraft, whether a check, ACH, in-person withdrawals, or other electronic means.
The fee applies for each item that is returned unpaid, whether a check, ACH, in-person withdrawals, or other electronic means.