Privacy Policy section. Why, what, and how of information sharing
FACTS WHAT DOES SOUTHWEST CAPITAL BANK DO WITH YOUR PERSONAL INFORMATION?
Why? Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
What? The types of personal information we collect and share depend on the product or service you have with us. This information can include:
  • First and last name, address, telephone number, e-mail address, Social Security Number, and income
  • Payment card numbers, expiration dates, card identification and verification numbers
  • Account balances and transaction history
  • Information from consumer reports
  • Images from devices you use to access your accounts
  • Location information to detect and prevent card transaction fraud and locate ATMs

When you are no longer our customer, we continue to share your information as described in this notice.
How? All financial companies need to share customers' personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers' personal information; the reasons SOUTHWEST CAPITAL BANK chooses to share; and whether you can limit this sharing.




Privacy Policy Section. Information Sharing details.
Reasons we can share your personal information Does SOUTHWEST CAPITAL BANK share? Can you limit this sharing?
For our everyday business purposes — —such as to process your transactions, maintain the account(s) you have with us, respond to court orders and legal investigations, or report to credit bureaus Yes No
For our marketing purposes — to offer our products and services to you Yes No
For joint marketing with other financial companies Yes No
For our affiliates' everyday business purposes — information about your transactions and experiences No We don't share
For our affiliates' everyday business purposes — information about your creditworthiness No We don't share
For affiliates to market to you No We don't share
For non-affiliates to market to you No We don't share
Questions? Call us at 505.247.7922 or visit us online at www.southwestcaptial.com.
Other important information: Southwest Capital Bank is committed to safeguarding your personal information and we limit the data we share to minimize the risk. However, should a data breach occur that may put your personal information at risk, we will promptly notify you in accordance with the New Mexico Data Breach Notification Act to allow you to take additional measures to secure your accounts.




Privacy Policy Section. Origin of this notice.
Who we are Details
Who is providing this notice? SOUTHWEST CAPITAL BANK.




Privacy Policy Section. Information security details.
What we do Answers
How does SOUTHWEST CAPITAL BANK protect my personal information? To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards, secured files and buildings, procedural safeguards and safe record storage. We will continue to review and modify our security controls in the future to deal with changes in products, services and technology.
How does SOUTHWEST CAPITAL BANK collect my personal information? We collect your personal information, for example, when you
  • Open an account or apply for a loan
  • Show us your driver’s license or other ID, or provide your contact information
  • Make deposits or withdrawals from your accounts
  • Use your credit or debit card
  • Pay your bills
  • Use our mobile application for any of the services available including:
    • viewing check images or transaction histories • remote deposit capture • ACH and wire origination • fingerprint login on Apple or Android smartphones • multifactor authorization

We also collect your personal information from others, including credit bureaus or other companies.
Why can't I limit all sharing? Federal law only gives you the right to limit:
  • sharing for affiliates' everyday business purposes—information about your creditworthiness
  • affiliates from using your information to market to you
  • sharing for non-affiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.




Privacy Policy Section. Definitions
Definitions Details
Affiliates Companies related by common ownership or control. They can be financial and nonfinancial companies.
  • SOUTHWEST CAPITAL BANK has no affiliates
Non-affiliates Companies not related by common ownership or control. They can be financial and nonfinancial companies.
  • SOUTHWEST CAPITAL BANK does not share with non-affiliates so they can market to you.
Joint marketing A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
  • Investment companies
  • Insurance companies
  • Other financial service providers